Pre-Retirees
Five to ten years out, when changes to savings and timing still have room to compound.
New Retirees
The first years after a final paycheck, when income, withdrawals, and taxes replace accumulation questions.
Business Owners
A household balance sheet tangled up with a company that cannot be sold quickly.
Corporate Executives
Compensation arriving in forms beyond salary, each carrying different tax and timing consequences.
Twenty Years, One Office, The Same Two Advisors
Ron Hunt and Jon Groberg have worked closely together since 2002 and soon after formed Clear Pointe Wealth Management as the formal name for a partnership already well established. Independence gave them room to build around the planning philosophy they had been practicing all along, and the team operates from a single location near Salt Lake City, Utah, though they work with people from all over the country.
Financial Planning
Questions come first, then the figures showing what your goals will require of your savings, timeline, and priorities.
Retirement Planning
Replacing a paycheck involves account sequencing, Social Security timing, and a tax picture that shifts once earned income ends.
Estate & Legacy Planning
Beneficiary designations, account titling, and giving strategies coordinated with the attorney and CPA already advising your family.
Portfolio Management
Allocation follows from your planning horizon and tax situation rather than a risk score assigned by a standard questionnaire.
Business Owner & Executive Guidance
Retirement plan design, compensation structure, and eventual exit, worked out alongside the household plan those decisions affect.
Education Strategies
Deciding how much of tuition to cover, which accounts fund it, and how eligibility for aid changes.